Mortgage
Buy your dream home with flexible and affordable terms!
About the Product
Interest rates starting from 20% per annum depending on your down payment. Loan terms up to 10 years (120 months) with a maximum amount of 7,000,000 KGS.
Planning to buy an apartment or a house? Our mortgage product is designed to help you achieve your goals.
Purpose of the Loan
Acquisition of residential real estate (apartments, houses) on the primary and/or secondary market.
Who Can Apply?
- Individuals: Stable income for 6-12 months, confirmed by a salary certificate or other documents.
- Individual Entrepreneurs: Stable active business for at least 6 months (patent, license, etc.).
- Requirements: KR residents aged 20 to 65 with a positive or satisfactory credit history.
Loan Terms
Amount 500,000 — 7,000,000 KGS
Term 12 to 120 months
Rate 20% to 22% per annum
Down Payment From 20%
Collateral and Security
To secure the mortgage:
- The purchased property acts as the primary collateral.
- One guarantor is required.
- If a down payment is unavailable, additional real estate collateral must be provided.
Mortgage Calculator
Estimate your monthly payment. Your interest rate depends on the size of your down payment.
Parameters
20-30% → 22% rate 31-49% → 21% rate ≥50% → 20% rate
Result
Monthly Payment
Interest Rate
Principal Amount
Total Interest
Total to Repay
Calculations are preliminary and do not constitute a public offer.
Public Fund Microcredit Agency
Financial Fund
Financial Fund
