Working Capital Loan

Stability for your business — without cash gaps!

Need funds for daily business tasks? This loan helps cover current expenses and support turnover.

What can it be used for?

Purchase of goods and raw materials, settlements with suppliers, development of existing business, financing of new directions (subject to existing income).

Benefits

  • Quick Decision — rapid application review.
  • Flexible Conditions — individual repayment schedule.
  • Non-stop — financing without interrupting business processes.

Who is this loan for?

The product is designed for:

  • Individual Entrepreneurs (IE);
  • Legal Entities (Small and Medium Enterprises).

Loan Conditions

Amount 500,000 — 15,000,000 som
Term from 6 to 36 months
Interest Rate from 23% p.a.
EIR (Effective Rate) 25.98% — 31.09%
Grace Period up to 6 months

Collateral

  • Up to 2,000,000 som: movable or immovable property accepted.
  • Over 2,000,000 som: real estate required; if insufficient, movable property can be added.

Calculator

Calculate a preliminary payment schedule for your business.

Loan Parameters

Calculation Result

Monthly Payment
Principal
Overpayment
Total Payable

The calculation is preliminary and does not constitute a public offer.

Public Fund Microcredit Agency
Financial Fund
Contacts:
Bishkek city, 9b Tokombaev St. "London" BC, 7th floor

+996 312 975 693
+996 312 975 691

info@bti.kg
www.bti.kg

  • Mon — Fri:
  • 9:00 — 17:00
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