Working Capital Loan
Stability for your business — no cash flow shortages!
Need funds for daily business tasks? This loan helps cover current expenses, maintain turnover, and develop new directions.
For what purposes is the loan issued?
For commercial purposes: development of existing business, replenishment of working capital (purchase of goods and raw materials, current expenses). Financing of a new business direction (startup) is also available if current income covers the loan obligations.
Applicant Requirements
- Age and status: Resident of the Kyrgyz Republic, aged 19 to 65.
- Legality: The business is registered in the prescribed manner or operates on a patent basis.
- Taxes: No arrears in taxes and mandatory payments.
- Finances and history: Stable financial position, positive business reputation, and a satisfactory credit history.
Basic Loan Conditions
Amount from 500,000 to 10,000,000 KGS
Term from 6 to 48 months
Currency Kyrgyz Som (KGS)
Grace Period up to 6 months (on principal)
Collateral Requirements
The main requirement for collateral is high liquidity:
- Up to 2,000,000 KGS: movable property (vehicles, equipment) or real estate is allowed.
- Over 2,000,000 KGS: real estate is required; if there is a lack of collateral, adding movable property is allowed.
Cash service fee: Not charged.
Loan Calculator
Calculate the preliminary payment schedule based on standard rates.
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Public Fund Microcredit Agency
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