Working Capital Loan

Stability for your business — no cash flow shortages!

Special Offer from March 10 to May 30, 2026

Interest rates reduced by -3%! The maximum loan amount is up to 10,000,000 KGS. Support for the stable operation and growth of your business.

Need funds for daily business tasks? This loan helps cover current expenses and maintain turnover.

For what purposes?

Purchase of goods and raw materials, replenishment of working capital, current expenses, business expansion.

Advantages

  • Favorable rate — reduced by 3% under the promotion.
  • Fast decision — prompt processing of applications.
  • Flexible terms — individual repayment schedule.
  • Without stopping — maintaining the pace of business operations.

Who is eligible?

The product is designed specifically for:

  • Individual entrepreneurs (IE);
  • Legal entities (small and medium-sized businesses).

Loan Conditions

Amount 500,000 — 10,000,000 KGS
Term from 6 to 36 months
Promo Rate from 21% annually
EIR from 25.98% to 31.09%
Grace Period up to 6 months

Collateral

  • Up to 2,000,000 KGS: movable property or real estate is allowed.
  • Over 2,000,000 KGS: real estate is required; if there is a lack of collateral, adding movable property is allowed.

No guarantor - collateral only!

Promo Calculator

Calculate the preliminary payment schedule considering the -3% discount.

Loan Parameters

Calculation Result

Monthly Payment
Principal
Overpayment
Total to Pay

The calculation is preliminary and does not constitute a public offer.

Public Fund Microcredit Agency
Financial Fund
Contacts:
Bishkek city, 9b Tokombaev St. "London" BC, 7th floor

+996 705 181 028
+996 312 975 693
+996 312 975 691

info@bti.kg
www.bti.kg

  • Mon — Fri:
  • 9:00 — 17:00
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