Investment Loan for SMEs
Investment loan for SMEs — grow your business smartly!
An investment loan is financing aimed at the long-term development and scaling of your business.
For what purposes is the loan issued?
For commercial purposes, including the purchase of equipment and transport, the purchase of commercial real estate (for use in business activities), the construction and (or) repair of buildings, as well as other purposes related to business activities.
Applicant Requirements
- Age and status: Resident of the Kyrgyz Republic, aged 19 to 65.
- Documents: Availability of business permits (patent / certificate / license).
- Finances: Stable financial position and solvency.
- History: Positive or satisfactory credit history.
Basic Loan Conditions
Amount from 300,000 to 15,000,000 KGS
Term from 6 to 84 months
Currency Kyrgyz Som (KGS)
Grace Period up to 6 months (on principal)
Collateral Requirements
The main requirement for collateral is high liquidity. Conditions depend on the loan amount:
- From 300,000 to 500,000 KGS: 1 guarantor.
- From 500,001 to 2,000,000 KGS: Movable or immovable property, immovable property and 1 guarantor.
- From 2,000,001 to 5,000,000 KGS: Immovable property and 1 guarantor.
- Over 5,000,000 KGS: Immovable property and 1-2 guarantors (by decision of the Credit Committee).
Cash service fee: Not charged.
Loan Calculator
Calculate the monthly payment for your business based on standard rates.
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The calculation is preliminary and does not constitute a public offer.
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