Investment Loan for SMEs

Investment Loan for SMEs — develop your business wisely!

Do you dream of taking your business to a new level? An investment loan is exactly what will help:

What is it?

This is financing for business growth: upgrading equipment, expanding production, introducing new technologies, purchasing vehicles for business, buying commercial real estate and land plots for entrepreneurial activities, as well as launching new projects related to business development.

Why is it profitable?

  • Long term — up to 5 years.
  • Interest rate — more favorable.
  • Investment — invest in development without cash gaps.

Who is eligible?

The investment loan is available for Small and Medium Enterprises (SMEs):

  • Individuals (Individual Entrepreneurs);
  • Legal entities.

Example: Buy new equipment — increase production — more profit.

Stop postponing your goals — develop your business today!


For what purposes?

For commercial purposes, including:

  • Acquisition of equipment and vehicles.
  • Acquisition of real estate (commercial premises and land plots).
  • Construction and/or renovation of buildings.
  • Other purposes related to entrepreneurial activities.

Loan Conditions

Amount 300 000 — 11 000 000 KGS
Term from 6 to 60 months
Interest Rate from 23% per annum
Effective Rate (AER) from 25.98% to 31.09%
Grace Period up to 6 months

Collateral

  • 300 000 – 500 000 KGS: 1 guarantor.
  • 500 001 – 2 000 000 KGS: movable property / immovable property.
  • 2 000 001 – 5 000 000 KGS: immovable property and 1 guarantor.
  • over 5 000 000 KGS: immovable property and 1/2 guarantor (per Credit Committee decision).

Calculator

Calculate the monthly payment for your business.

Parameters

Result

Monthly Payment
Principal
Overpayment
Total

The calculation is preliminary and does not constitute a public offer.

Public Fund Microcredit Agency
Financial Fund
Contacts:
Bishkek city, 9b Tokombaev St. "London" BC, 7th floor

+996 705 181 028
+996 312 975 693
+996 312 975 691

info@bti.kg
www.bti.kg

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